Services
COMPREHENSIVE RANGE OF SERVICES
WE WILL GIVE YOU AN INDIVIDUAL INSURANCE PROGRAM COMPRISING DIFFERENT TYPES OF INSURANCE PRODUCTS.
When putting together your individual insurance program, we take a close look at your needs and line of business. We will assess your current insurance coverage, analyze the risks that may occur in your line of business and tell you which risks can be insured. There are many insurance products offered by numerous companies in the Polish market and it takes time and specialized knowledge to learn them all. Some insurance products may prove very useful – they will increase your sense of safety, protect your assets and shield you from third-party liability or secure your company’s finances, while others may be maladjusted to your needs and requirements.
What makes us different?
We assist our clients in the claim adjustment process
We actively help with claim adjustments: we monitor the progress of the claim adjustment process and assist in collecting documentation required to adjust the claim. If necessary, we speed up the required damage surveys and calculations. We evaluate whether the appraisals are fair and the awarded damages reasonable. We appeal against unjust decisions of insurance companies.
We manage your insurance contracts
We collect the documentation needed to take out the policy. The performance of your insurance contracts will be supervised. All policies, certificates, annexes, assignments, additional covers, etc. will be delivered to you. We monitor the policy expiry dates and premium payment dates. Our activities let your employees save time.
We make the complexities of the general terms and conditions of insurance simple
The provisions of the General Terms and Conditions of Insurance are often unclear, contain various “loopholes” and exclusions. Based on our knowledge and experience, we try to clarify certain insurance complexities to make our clients aware of dangers ensuing from those provisions which cannot be excluded or limited. In the case of particularly unclear provisions, we request official interpretations from insurance companies. For instance, we will explain you how the sums insured for your property are determined, how insurance systems operate in non-life policies, what claims can be insured under third-party liability policies, how the so-called time triggers function in third-party liability policies. We will also describe how do the specific clauses and insurance riders tailored to your individual needs function.
We assist you in selecting right insurance cover
Before you sign the insurance contract, we will give you a written recommendation of the most suitable insurance contract and explain the grounds on which the recommendation is based.
We analyze and compare the offers of different insurance companies
The collected offers are presented to you as a table and in descriptive form. We try to “find a common denominator” for all offers so that it is possible to compare and evaluate them objectively (the comparison focuses on the value of the insurance premiums as well as the proposed insurance cover).
We negotiate offers with different insurance companies
By negotiating offers with different insurance companies, we strive to obtain a discount on the insurance premiums that you have to pay, and to make your insurance cover more practical. Often adding or changing certain provisions or clauses may significantly expand the scope of your insurance cover with no great impact on the insurance premium. We suggest different solutions which may reduce the cost of insurance cover.
We are effective. We are professional. In case of looses you can count on our help.