Insurances

Property insurance

Property insurance in our offer includes inter alia:

Fire and Other Perils (FLEXA + EC) covers strictly specified and defined perils. The cover can be extended to include burglary, robbery and vandalism. Other riders that can be added include window and glass insurance, covering breakage, destruction or damage to the insured elements.

All Risks – unlike fire and other perils insurance, where strictly specified and defined perils are insured, all risks insurance covers all perils except those events which are clearly excluded. This product is an alternative to fire and other perils insurance.

Electronic Equipment All Risks covers all perils except those events which are clearly excluded. The advantage of this insurance product is, among others, that it covers damage due to improper use, defective materials or damage caused by electricity (surcharges, short circuits, etc.). It is also possible to insure mobile equipment (for instance, laptop computers).

Business Interruption – covers profit loss and fixed costs of the company from the moment the peril occurs until the company fully re-opens for business.

Machinery Breakdown covers damage arising when a machine breaks down. This cover can be extended to include Machinery Loss of Profits.